Assistant for AI conversations and file context. Nucleus (Financial Mirror) for income, budget, operations, taxes, and snapshots. App Suite for invoices, documents, QR, and the calculator hub.
Financial Mirror is the data and logic layer; Nucleus is the workspace UI around it. Together they cover income, budget, operations, taxes, and snapshots (assets, liabilities, income, expenses) for stability checks and period-over-period comparison.
Use snapshots next to the month board and operations: one place records income, expenses, assets, and liabilities so you can judge sustainability and compare periods. Data is yours to enter or import — no automatic bank aggregation.
One calculator shell bundles ROI, DCA, loans, mortgage, currency, VAT, and more. Open it beside Nucleus when you stress-test payments or rates; copy the outcome into the workspace when you are ready — there is no automatic push from calculators into Financial Mirror.
Open Nucleus to run Financial Mirror: plan income, build the month budget, import or enter operations (CSV where available), review tax estimates and exports, and keep snapshots aligned. Signed-in users sync workspace data to the cloud; guests use a local demo workspace.
No PSD2 bank linking — you choose what to type, paste, or import. Layer the Assistant on top for explanations, and jump to App Suite when you need invoices, documents, or the calculator hub.
Open Nucleus — sign in for synced data, or continue as guest with a local demo workspace.
Snapshot:
Assets: $50,000 | Expenses: $3,000/month
Analysis:
State is sustainable. Current expenses are 7.2% of assets monthly. With stable income, you can maintain this state long-term.
The Assistant is the conversational surface: typed prompts, attachments, optional dictation, and the same limits you see after sign-in. Financial Mirror inside Nucleus keeps the ledger-style views — snapshots, stability language, exports — so you are not forced to hold every number inside chat.
Use chat for exploration; use Nucleus when you need the month board, taxes, operations, and persisted workspace state.
Same product: Assistant for dialogue, Nucleus for persisted finance state, App Suite for documents and calculators.
Save a Financial Mirror snapshot and review cushion, burn, and sustainability language before you commit to a big expense.
Line up different periods in Nucleus and pair them with snapshots to see what moved — income, spend, or cushion — without importing every bank line.
Ask the Assistant what-if questions, then translate the outcomes into Nucleus or the calculator hub when you need hard numbers on loans, rates, or currency.
Log operations, import CSV where supported, reconcile taxes, and export artifacts — the day-to-day loop lives in Nucleus alongside snapshots.
These pages match the Apps menu in the header: invoices, documents, quotes, QR codes, resilience and debt planners, plus the multi-mode calculator shell. They work signed out; Nucleus stays optional.
Create professional invoices with PDF export
Create branded QR codes for links and payments
Emergency fund + 50/30/20 + savings timeline
Quotes, briefs, proposals, and PDF export
Build avalanche or snowball payoff plan
Build quote and convert to invoice
ROI, mortgage, currency, VAT, and dozens more in one place
Pricing
Free tier ships today; Premium is on the roadmap. Numbers below are representative — enforced quotas live in the product after sign-in.
Assistant, Nucleus (guest or synced), App Suite
Higher limits and portfolio-style analysis (roadmap)
No credit card required • Daily limits apply to AI-assisted analyses, financial analyses, file analyses, and chat — see the app for current caps
How Assistant, Nucleus, and App Suite fit together
In Financial Mirror, a snapshot stores income, expenses, assets, and liabilities at one instant. Use it next to the month board: you can still log operations when you need line-level detail, but snapshots stay the fast way to compare overall health.
Navorina is not a bank-linked envelope app. Nucleus gives you income planning, budget, operations, and taxes — personal finance planning you control. You can still ignore the workspace and use only the assistant and App Suite tools if you prefer.
The Assistant is a chat: you type, attach files, and get answers. In Financial Mirror, insights read as structured analysis on your snapshots — not a second chat window. Both are intentional parts of the same product.
No automatic bank aggregation in this product. You enter data, paste, or import where CSV is supported (for example operations). Snapshots and Nucleus stay under your control.
Create snapshots when your financial situation changes or when you want to compare states. Use it before major decisions, when planning changes, or to track your state over time. There's no required frequency.
Founders, freelancers, and households who want one place for AI guidance, structured finance planning in Nucleus, and ready-made invoicing or document flows — without wiring a bank feed on day one.
Free tier includes the assistant, Nucleus workspace (with demo/guest limits where applicable), App Suite tools, and daily caps on AI-assisted analyses, financial analyses, file analyses, and chat. Premium is coming soon and is intended to raise those limits and add deeper portfolio-style analysis when shipped.
Create a free account to sync Financial Mirror in the cloud (where enabled) and keep Assistant sessions tied to your profile. Guest mode still works for Nucleus demos; App Suite stays open without Nucleus.